Personal Blog of Forest Marie

Based from recent action in the financial markets, all is well in the world once again. Hurray! Financial and economic order has been restored. Stocks are rallying. The dollar has regained its strength.

Well, not really.

Before you get all giddy and rush out and trade your precious silver and gold bullion for depreciating paper dollars, shrug the overwhelming brightness of the bills and examine the real facts behind the sudden hype. Here are 5 reasons why you should invest in gold and silver.

Reason #1: The Weak Economy Is NOT Getting Any Stronger

Retail sales over the past few months were depressing. Wal-Mart’s 3% same-store sales growth came in way below expectations. But yes, Costco’s results were pleasingly up to 10%. But, when you dig into the small details, you will discover that the reason behind that growth was the increase in gasoline sales. Ignore those figures and the sales were up for only 6%, less than consensus estimates.

Reason #2: The Employment Scene Is Depressing

Jobless claims rose to more than half a million (455,000). That is from 488,000 the week before. Those figures got up as job cuts by U.S. employers increased last month. The U.S. has now lost jobs for seven straight months and the unemployment rate is at a four-year high.

Reason #3: Financial Markets Are Still Shaky

Most mortgage giants missed earnings estimates by a wide margin, reported huge losses and trimmed down their dividends. Some of these mortgage tycoons even have a negative equity position. Meaning, shareholders would get nothing if these firms do not pay down all of its debts and sell its assets.

Reason #4: The Housing Market Has NOT Calmed

Mortgage delinquencies are getting sever. Mortgages that were issued during the first half of 2007 now have a delinquency rate of .91%. The delinquency rate for the year before that was just 0.33%.

Reason #5: Inflation Is Coming – And It May Be Hyper

The economic monster named inflation is alive and well. The consumer price index (CPI) is up to 5% through June. That is already the largest increase ever recorded in history since 1991. But that statistic is even far worse that it appears.

During the times of Pres. Reagan and Clinton, the way that rising inflation was measure was changed to lower the official rate. So if you calculate the same CPI in the same way that it was calculated in 1980, you would have to add 7% to whatever the published figure is. That would mean that the real and factual rate of inflation is a running 12%.

Remember that throughout history we have seen paper money (aka “fiat currency” or “greenbacks”) lose its value. But these precious metals – silver and gold – have survived war, inflation, deflation, recession and depression. Silver and gold bullion are truly your safest investment if you realize their true value.

I bet you’re itching to tell me about your excitement in this investment opportunity you probably haven’t thought of, so leave a comment cause I’d like to share with you some more information…

Financial Intelligence

Happy Thanksgiving!!!

At some point today, please take a few minutes to reflect what you’re thankful for. I’m thankful to have a wife that loves me, a great house, my health, great friends, a successful mindset, a very nice residual income at only 31 years old, great investment portfolio, the Saints and of course, the fried turkey I’m going to get today!

What are YOU thankful for?

Comments always appreciated = )

Lifestyle

If you browse through the articles on some of the article directories or go through the blogs of some authors, there are many people who write articles claiming that so and so company in the MLM industry is actually a pyramid scheme. And pyramid schemes are something to be avoided totally is the general perception. If you are someone who is interested in a work from home opportunity, you might have valid doubts about the company you are joining. You might wonder whether it is actually a pyramid scheme or a valid network marketing opportunity. I will give you 3 points based on which you can differentiate whether a company is a pyramid scheme or a legal MLM company.

1. Product: An MLM company has products which it sells. These might be physical products like juices and pills or services like VoIP and energy supply, but there is something tangible to be sold. In a pyramid scheme, there is no product. People simply join a pyramid scheme by paying money and bring in other people who join by paying in money but there is no product involved. Some critics have classified MLM companies which sell products based on the fact that a large percentage of the products are consumed by the distributors themselves. However, the fact still is that there is a product. If you find that the company is asking you to join and if there is no product involved, you can be sure it is a pyramid scheme.

2. Equal opportunity: An MLM Company provides an equal opportunity to all its distributors to earn money. It does not matter when you start or at what level you start, you can still earn the dollars. It is not so in a pyramid scheme. The whole purpose of the pyramid scheme is to make the guys at the top of the pyramid rich while those at the bottom of the pyramid are not making any money. So while evaluating a home business, you need to talk to many other distributors to find out how much money they are making or is it that only a few at the top are getting richer at the expense of others.

3. Legal: Pyramid schemes are illegal by law while MLM companies are not. MLM companies have huge offices and it is easy to reach people who are working in their corporate offices while it is difficult to get to talk to someone in the top of the pyramid.

If you consider these 3 criteria, you will be easily able to make out whether a company is a pyramid scheme or a valid MLM company.

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If you are a XanGo representative, you have joined a global MLM business opportunity with high quality products and a strong international team of distributors. If you want to grow your business, there are basically 3 ways.

XanGo Online Resources: XanGo has been in the MLM business since many years and has also spread its operations globally. It also offers a rich set of resources online for its distributor community. Firstly, there is the back office set up which allows you to track your personal sales and downline details. I recommend that you go through all these resources including the sales tools, the business guide which explains the nuts and bolts of this industry. There is a whole lot of training material available which you can go through and also help your downline to go through. Other resources like the XanGo Blog, XanGo Photos, and XanGo TV are also pretty useful.

Qualify for promotions: When you begin your XanGo journey, you join as a representative and as you keep meeting the qualifying requirements including personal sales, number of personally sponsored distributors and group volume, you can keep getting promoted to higher levels which can help you earn more commissions. The first aim should be to get new customers for your XanGo products. The next step would be to convert them into preferred customers which are willing to purchase the products on automatic delivery system. Finally, you should aim to get some of them to join you as full time or part time representatives. Your growth depends on the quality of relationships you are able to build with your customers and prospects.

Online Marketing: Although the XanGo business can be promoted effectively through the traditional network marketing means, many representatives are going online to promote their business. Going to the internet to generate leads and customers is quite advantageous since you can reach out to people beyond your close circle of friends and relatives. Using techniques like keyword research and writing informative articles, you can reach to exactly those people who are interested in health products and a business opportunity with it. You already have XanGo website to which you can drive traffic through these online marketing efforts.

When you combine all the 3 things above – the traditional marketing push, the online marketing tools and the resources given to you by XanGo, you will achieve a high synergy which can help to massively promote your XanGo business.

General Network Marketing Xango

XanGo is a worldwide marketer of mangosteen based juices and other personal care products. It has also developed a simple and effective compensation plan which has attracted more than a million distributors across the world. There are only 4 ways in which you can earn commissions from selling the XanGo products.

• Retail profits: The philosophy is simple. You purchase the products at wholesale prices which are a lot cheaper than retail prices and then sell the products at retail prices. You make a profit which is yours to keep. Basically, you need to direct your customers to purchase the products from your personal XanGo website. All such sales are automatically logged under your name and the profit is accrued to you.

• Power Start: This is nothing but a fast start bonus which is paid to the distributor to reward him for his initial sales. If you are able to get a minimum of 100 PV of sales within the first 30 days of becoming a XanGo distributor, you are eligible for this Power Start Bonus of 20%. However, if you are able to get a customer on automatic delivery program of 1 case of XanGo products, you can earn 30% commission. The Power Start bonus is only given up to a maximum of 1000 PV of sales.

• Unilevel commissions: XanGo pays out 50% of all commissionable volume of the sales every month. 47% is paid through 9 compressed levels and 3% is paid through a global bonus pool. Depending on your rank in the hierarchy, you are paid commissions up to a different level in your downline. If you are just a XanGo representative, you receive 5% of your 1st and 2nd level downline. When you move to a preferred representative, and finally to a premier position, you receive commissions up to 9 levels deep.

• Bonus Pools: If you qualify as a Premier Representative or above, then you are eligible for a share of this pool. This is 3% of all commissionable volume every month. The qualifying criteria include a combination of personal sales, minimum group volume, and minimum personally sponsored distributors.

I believe that the above plan is one of the simplest in the industry and very achievable and therefore it attracts thousands of people to join as representatives. And combined with the fact that XanGo offers a great range of quality products, the XanGo opportunity is quite profitable.

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